Some loans aren’t easy to classify, that’s why we have personal loans. Get an installment loan, or a personal line of credit to meet your needs. Use your revolving overdraft line of credit to cover those occasional unexpected payments or purchases. We can tailor payments to suit you circumstances. Stop in and tak to us about your needs.
Community 1st Home Equity Loans provide convenient, flexible terms and very competitive rates. A Home Equity Loan, the interest on which may be tax deductible, can be used for home improvements, education, travel, auto purchase, or other pursuits.
Our fixed-rate home equity loan is offered with a 12-month draw period and 60-month repayment term (72-month life of loan), and is an ideal financing vehicle for that long-anticipated kitchen project, or new garage.
Our variable-rate home equity line of credit is an open-end, revolving line of credit with an 8-year draw period and 7-year repayment term (15-year life of loan). There is no annual fee, and interest is paid only on the outstanding balance. It’s a good tool for life’s unexpected financial demands.
Share secured loans allow you to use the money in your share or share certificates as collateral for your loan. Your loan’s interest rate will be lower than regular consumer loan rates and it allows you to continue earning dividends on your share account or share certificates, as well as avoid withdrawal penalties.
Whether you are buying a new pickup or a used car for the kids, let Community 1st Federal Credit Union help you with the financing.
We will work with you to help make the financing of your new vehicle the best part of the buying experience!
If your dream is a recreational vehicle, let us help you get out of the home or office and on the road and into the Great Outdoors! Whether it is a motor home, camper, boat, ATV, or snowmobile, let us help you reach your dreams. We have terms up to 10 years depending on the amount of financing, great rates, and flexible payment options.
Whether you’re buying your first or your second home or you’re purchasing an investment property, Community 1st has a mortgage plan to fit your needs. Our financing plans plans include:
- Balloon mortgages for conventional residential loans
- Secondary market fixed-rate financing up to 30 years
- Residential investment property financing
- Commercial real estate loans
- Lot and vacant land loans
- Agricultural real estate loans
- Home equity loans
Come into your nearest office to visit with a mortgage loan specialist.